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Banking in the U.S.

To open a bank account, you will need two forms of ID (passport and driver’s license, or perhaps your Hokie Passport [VT ID card]), plus proof of your address—a signed lease or a utility bill with your name on it.

Some banks may require you to have a social security number to open an account; this is not a federal regulation, but rather a bank policy. Some of the local banks that typically do not require a social security number include:

  • BB&T (Across the street from NVC--1224 W Broad Street--in the same plaza as Giant)
  • PNC (Across from NVC--inside the Giant grocery store--1230 W Broad Street)
  • Wells Fargo (about 1 mile away, 1000 W Broad Street)

Other banks that typically do not require a social security number to open a bank account include:

Federal regulations allow a person to open a bank account without an SSN provided that the customer completes a form W-8BEN. This form is available at the bank.